Time to explore your ISA options?
An Individual Savings Account (ISA) enables you to save in a simple, tax-efficient way, while generally giving you instant access to your money. Continue reading “ISA returns of the year”
Time to explore your ISA options?
An Individual Savings Account (ISA) enables you to save in a simple, tax-efficient way, while generally giving you instant access to your money. Continue reading “ISA returns of the year” →
What does wealth look like to you?
Whether it’s stopping smoking, losing weight, eating more healthily or getting fitter, most of us have probably made at least one New Year’s resolution, but how many of us will actually go on to achieve it? Continue reading “2020 financial resolutions” →
Retirees now have a whole host of new options
The pension freedoms, introduced on 6 April 2015, have given retirees a whole host of new options. There is no longer a compulsory requirement to purchase an annuity (a guaranteed income for life for a fixed number of years) when you retire. The introduction of pension freedoms brought about fundamental changes to the way we can access our pension savings. Continue reading “Pension freedoms” →
Nearly half a million quit their careers in the last two years alone
The decision to look after an elderly, ill or seriously disabled relative has been made by 2.6 million people according to new research by Carers UK. The findings also reveal that nearly half a million (468,000) have quit their careers in the last two years alone – more than 600 people a day. This is a 12% increase since Carers UK and YouGov polled the public in 2013. Continue reading “‘Sandwich generation’ carers” →
Inflation-busting increase to weekly payments on the horizon
In October this year, those receiving the State Pension are likely to find out that their weekly payments will increase by 4% from April 2020, subject to any last minute adjustments. Continue reading “State pensioners” →
Barrier to employment and retention of older workers
Older workers are an invaluable component of the UK workforce, given their extensive industry knowledge and expertise that all colleagues – particularly younger generations – can benefit from. Continue reading “Health fears” →
More baby boomers plan to stay in their own home
A growing number of ageing baby boomers are saying, ‘No, thanks’ to downsizing, choosing instead to remain in the same house in which they raised their family and created lifelong memories. Continue reading “‘No, thanks’ to downsizing” →
Reaching the big 50 can be a financial wake-up call
Your 50s are a crunch time when saving for your retirement. If you’ve already set a retirement savings target but have been neglecting it, the reality is that now you can’t afford to delay your planning any further – and it’s time for a careful review. Continue reading “A long life needs a smart retirement plan” →
Savers risk missing out on money from their final pension pot
Millions of savers risk missing out on money from their final pension pot if their provider doesn’t have their correct planned retirement date. The analysis revealed that workplace pension savers in the UK could miss out on thousands of pounds in retirement because they haven’t updated their planned retirement date. Continue reading “Time to update your planned retirement date?” →
Looking at the bigger picture for your wealth and security
Every plan starts with a goal, just like every journey starts with a destination. Planning your financial future is not only important for your security, but it also provides peace of mind. Financial planning should be viewed as a long-term approach to managing your finances. Continue reading “Every journey starts with a destination” →