Categories
Retirement

Investing during retirement

Why it’s important not to view your portfolio with an element of finality

Retirement is a major accomplishment for most people. You’ve worked hard all of your working life to save and prepare for your retirement, and now you’ve finally retired. So how should you approach investing now that you’re no longer earning a salary? When it comes to investing during retirement, with the right strategy, you can help make sure your retirement savings last.

Categories
Health & Well-being

Presenteeism during lockdown

Levels reach record highs in organisations as stress at work rises

Unlike absenteeism, presenteeism isn’t always apparent. You know when someone doesn’t show up for work, but you often can’t tell when or how much illness or a medical condition hinders someone’s performance.

Categories
Health & Well-being

Hurting from home

Is the ‘new normal’ having an adverse effect on your health?

More than half of office workers believe their employer should do more to help them work from home during the coronavirus (COVID-19) crisis. This has lead to millions of Britons suffering in pain as a result of their makeshift home offices.

Categories
Financial Planning

Family finances

Traditional spending and saving habits have been turned upside down

Household finances including spending and saving patterns have deteriorated drastically since the coronavirus (COVID-19) lockdown, despite unprecedented Government support. Traditional habits have been turned upside down, and household budgets that guided our incomings and outgoings before the pandemic are no longer valid.

Categories
Retirement

Planning a move abroad?

Undertaking what is required takes a great deal of thoughtful consideration

You’ve always dreamed about living aboard, but how do you make that a reality? The first practical step is to think about where you are in your life and weigh which options are available to you. Factors like your age, financial situation and skill set will come into play as you consider where to explore long term. More open borders and the need to find work in the wake of the financial crash mean more people live outside the country they were born in than ever before.

Categories
Retirement

Mind the knowledge gap

Some people still struggle to make informed retirement decisions

The decisions made at retirement are big ones and have long term consequences. Many spend years accumulating a large amount of money in pensions and other savings, but really don’t know what that might mean, how much income they can reasonably expect to receive and how best to take that income.

Categories
Property

Freeing up extra money

Home is where the heart and tax-free wealth is!

Preferring to remain in their own homes for as long as possible for many people is increasingly becoming an important part of how we view older age. There may be several reasons for this, to keep the family home, stay close to friends or remain in comfortable and familiar surroundings.

Categories
Financial Planning

Protecting your retirement plans

Don’t let coronavirus derail your financial future

The COVID-19 pandemic has touched virtually every aspect of our lives, not least of which is how we save for retirement. And while the number one priority is keeping our families and ourselves safe and healthy, the next topic on most people’s worry list is the financial impact, especially if the situation doesn’t improve quickly.

Categories
Business

Rise of the female breadwinner

Women now earn the most in one-in-four households

The proportion of female breadwinners is steadily rising but the trend could be knocked off course by coronavirus (COVID-19) crisis. Women out-earn male partners in almost a quarter of households, up from a fifth 16 years ago, according to new research[1].