Author: Touchstone UK
Retirement planning
Inflation, political and general economic impacts
Protect your finances
How to maintain your financial wellbeing
As interest rates continue to rise, there are a few things that you can do to make sure your personal finances remain in good standing. It is always important to remain on top of your finances, but especially during times of rising interest rates, as many people start to feel the squeeze. Continue reading “Protect your finances”
How to improve your financial health
General principles to help you attain specific goals
The cost of living crisis is putting immense pressure on many households across the country. In order to make ends meet, some people are cutting back on their spending and looking for ways to save money. One of the best ways to save money is to set goals. Continue reading “How to improve your financial health”
Recession-proof your finances
10 practical steps to ensure your money is working hard for you
In these uncertain times, it’s more important than ever to make sure your finances are in order. The Bank of England believes that a painful squeeze on our living standards, driven primarily by soaring energy prices, is set to intensify and will push the UK economy into recession later this year.[1] Continue reading “Recession-proof your finances”
Wealth vs health
More than half ignore medical advice and work despite poor health due to financial worries
When you are off work due to an illness or injury, worries about how you are going to pay your bills can make an already stressful situation worse. So much so that many people are finding themselves in the very difficult position of having to put the need to earn money over their health by continuing to go to work, even when advised not to by a doctor. Continue reading “Wealth vs health”
Pension poverty after divorce
Ensuring an equal division of all the assets within the matrimonial pot
The breakdown of a marriage is often referred to one of the most traumatic and stressful events anyone can go through. Divorce can also be a costly experience, often including legal fees, a new home, a new car and new childcare costs. So, it’s perhaps predictable that so many need to rely on savings or credit cards for support during this time. Continue reading “Pension poverty after divorce”
Live sustainably: how to be a conscious consumer
The everyday choices we make all have impacts on our planet
Our changing climate is making it harder to live in many parts of the world, often affecting some of the most disadvantaged communities. People are starting to realise that change is imminent and necessary.
Continue reading “Live sustainably: how to be a conscious consumer”
What’s your magic number?
Keeping up your current lifestyle and enjoying your golden years
People planning for retirement should think hard about what they want to do when they eventually stop work. It is helpful to have a good idea of the lifestyle you want, how much it will cost and how you are going to pay for it. Continue reading “What’s your magic number?”
Show me the money
How to invest your money and avoid costly mistakes
It’s not surprising that the world of investing can seem complex, especially in the current global economic climate. Investors face an endless supply of market news, many investment choices and often-changing market conditions. Continue reading “Show me the money”