How green is your pension?
The consequences of inaction on climate change are now impossible to ignore. Every company has an impact on the world around us. And by investing in them, so do we. Continue reading “Beyond profit”
It may be time to invest your cash
Is your wealth protected from the damaging effects of inflation?
Many people underestimate the damaging effect of low interest and high inflation on their cash savings. A continued period of low interest rates on cash savings and rising inflation could pose a real risk to savers in 2022, even if the Bank of England (BoE) moves to increase interest rates further in the coming months.
Time to bring your pensions together?
3.6 million Britons have lost track of their pension savings
The more old pensions you have, the easier it is to end up losing one. Tracing pensions from years ago can be a hassle. Over 3.6 million Britons admit they have no idea how many pensions they have and risk paying more in fees than necessary, according to new research[1]. Continue reading “Time to bring your pensions together?”
Missing midlife workers
Redundancy pushes over-50s out of the workforce
The economic fallout from the coronavirus pandemic has made Britain’s workforce smaller, with a sharp rise in early retirement among older workers.
Mind the pension gender gap
Women are being urged to think about their long-term savings
Imagine reaching retirement age and discovering that, despite years of saving, you don’t have enough money to get by. Worse still, suppose you’re unable to pay for the right kind of care in your old age.
Across the generations
Pandemic forces people to reassess their finances
The COVID-19 pandemic has affected every part of our lives and continues to have a widespread impact across all aspects of financial life. This includes retirement plans. Life in lockdown prompted many people to adjust their priorities, for example, to move nearer to family, take staggered retirement or retire earlier.
The importance of financial protection
Millions battling with financial hardship, relationship stress and sleepless nights
Fear, worry and stress are normal responses to perceived or real threats, and at times when we are faced with uncertainty or the unknown. So it is normal and understandable that people are experiencing fear in the context of the COVID-19 pandemic.
Live sustainably: how to be a conscious consumer
The everyday choices we make all have impacts on our planet
Our changing climate is making it harder to live in many parts of the world, often affecting some of the most disadvantaged communities. People are starting to realise that change is imminent and necessary.
Continue reading “Live sustainably: how to be a conscious consumer “
What’s your magic number?
Keeping up your current lifestyle and enjoying your golden years
People planning for retirement should think hard about what they want to do when they eventually stop work. It is helpful to have a good idea of the lifestyle you want, how much it will cost and how you are going to pay for it. Continue reading “What’s your magic number?”
Christmas gifting
How to make gifts to a charity, family and friends
Aside from regular Christmas presents, this year you may be considering giving money or other assets with a view to Inheritance Tax planning this festive season.