Financial planning for new parents

How to prepare your family’s finances

Becoming a parent for the first time is exciting, unpredictable, and of course, a little daunting. For some new parents it can also be overwhelming. Suddenly, you are not only responsible for your self, but another person who depends on you for everything. It also forces you to address financial issues you may not have had to focus on in the past.

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6.4 million ‘accidental savers’

Pandemic has seen bank balances increase and debts such as credit card balances reduce

Figures for the entire economy conceal a great deal of variation in terms of the impact COVID-19 has had on household finances. Whilst millions of people have undoubtedly suffered considerably, a significant minority have found their financial position strengthened, with income largely unchanged and spending reduced.

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Are you financially prepared for a baby?

Focusing on your baby and their financial future

Becoming a parent for the first time is exciting, unpredictable, and of course, a little daunting. For some new parents it can also be overwhelming. Suddenly, you are not only responsible for your self, but another person who depends on you for everything. It also forces you to address financial issues you may not have had to focus on in the past.

Continue reading “Are you financially prepared for a baby?”

Making inheritance gifts from surplus income 

Understanding your options and putting a plan in place 

We spend our working lives building towards retirement. Choices we make today will have a big impact on the quality of our lives later on. If you only have a handful of years to go until you reach your retirement, it has never been more important to understand your options and put a plan in place – now could be a good time to re-evaluate your plans with us.

Top pension tips if you’re about to retire

Understanding your options and putting a plan in place 

We spend our working lives building towards retirement. Choices we make today will have a big impact on the quality of our lives later on. If you only have a handful of years to go until you reach your retirement, it has never been more important to understand your options and put a plan in place – now could be a good time to re-evaluate your plans with us.