Planning for a comfortable life after years of hard work
Over time, with life expectancy and the cost of living rising, it could mean that some retirees are at risk of running out of pension income in later life. So what can you do to make sure that you have a big enough pension to meet your needs for the whole of your retirement? Continue reading “Seize the day”
Employees reluctant to stay at home when ill
Workplaces are suffering from persistent presenteeism as up to 28 million employees may be coming into work when ill. Continue reading “Persistent presenteeism”
Pensioners ‘in the dark’ over how to protect their pots if markets tumble
Many retirees are at risk of overlooking their pension finances by falling into an avoidable trap, according to new research. Continue reading “Managing risk”
Solutions that work as your priorities change over the years
The future may seem far away, but you need to start planning early. Regardless of your goals, there are things you can do to increase your chances of success! We look objectively at your plans to provide solutions that work as your priorities change over the years and you go through different life events. Continue reading “Different life events”
Boosting women’s pension savings
A million more women in their 20s could be saving adequately for retirement if they were able to access emergency cash from their pension, according to a new report[1]. Continue reading “Emergency cash”
Self-employed ‘want government pension saving help’
Self-employed workers want government help to save for retirement and would back new laws to expand auto-enrolment or to make saving for retirement compulsory, new research shows[1]. Continue reading “In brief”
Getting there could be easier than you think – but you’ll need to start young
Parents could make their baby an adult millionaire by starting a pension pot when they are born. Children born this year could become millionaires by their 43rd birthday if their families contribute to a pension for the first 18 years of their lives[1].
Continue reading “Who wants to be a millionaire?”
Redefining how millennials become more financially secure
Millennials are set to redefine how wealth is shared between generations, according to new research[1]. Contrary to expectation, it is not millennials (aged 18–34) who appear to be under the greatest financial strain, with 44% saying they are ‘comfortable’ financially. In fact, the research shows they are trying to do the right thing. Continue reading “Wealth sharing between generations”
Not putting all your eggs in one basket
Everybody has investment goals in their life, from the old adage of saving for a rainy day to planning a comfortable retirement. There are many reasons why investors might seek an income stream from their investments, for example, to pay for a dependant’s education, supplement a pension or fund the cost of care, yet achieving it can be hard. Continue reading “Income seekers”
Careful planning can reduce or even eliminate the Inheritance Tax payable
Intergenerational planning helps you put financial measures in place to benefit your children later in life, and possibly even your future grandchildren, so it’s important to start planning early. Continue reading “Keeping it in the family”